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@paidy | Paidy

Created a year ago (Last Update: 2 months ago)

Senior Data Analyst, Japan

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Senior Data Analyst in Tokyo, Japan

Paidy's Risk & Analytics team is actively seeking an experienced professional proficient in data analytics and reporting to enhance the utilization of data in optimizing the performance of an extensive range of consumer lending products. The successful candidate will have the chance to take ownership of significant portions of Paidy's credit risk management and overall business strategy. This role involves frequent collaboration with Senior Management as well as key senior stakeholders in departments such as Sales, Marketing, and Product, enabling a holistic approach to business enhancement.

To thrive as a valuable member of the team, you should possess high adaptability, a keen interest in gaining insights into various facets of Paidy's operations, and a strong enthusiasm for advocating the implementation of data-driven business strategies.

The responsibilities for this role include:

  • Deep Understanding of Unit Economics and Risk Trends : Develop a comprehensive understanding of Paidy's underlying unit economics and stay informed about ongoing credit and fraud risk trends that could impact the company's profitability.
  • Application of Data Science Techniques : Utilize modern data science techniques to analyze transactional data and generate fresh insights into product performance.
  • End-to-End Ownership of Credit Models : Take full ownership of creating, deploying, and monitoring new and enhanced credit models to ensure their effectiveness and relevance.
  • Collaboration with Data Scientists : Act as a primary business stakeholder, working closely with data scientists responsible for building predictive models.
  • Enhancement of Risk and Product Monitoring : Expand on Paidy's existing suite of risk and product monitoring, both in terms of strategic planning and technical implementation. This includes the detection of issues and deviations as well as the discovery of insights for future improvements.
  • Consultation with Product Team and Senior Management : Collaborate with the Product Team, senior management, and the Risk Committee during the development stages of new products. This involves determining necessary features for risk mitigation, establishing risk policies, and considering the implications for the consumer experience.

To be a strong candidate for this role, you should ideally have:

  • 3 to 6 Years of Work Experience : A background of 3 to 6 years in data analytics, preferably in a role related to credit risk or finance.
  • Educational Qualifications : A bachelor's degree or higher, with a preference for a quantitative field of study or equivalent relevant experience.
  • Coding Experience : Proficiency in coding using SQL, Python, R, or similar programming languages.
  • Advantageous Skills : Familiarity with AWS and GitHub is advantageous, demonstrating your ability to work with relevant tools and technologies.
  • Language Skills : Business-level proficiency in English is required, and knowledge of Japanese is a strong advantage.
  • Eagerness to Learn and Take Responsibility : Above all, a strong desire to learn, take ownership of tasks, and contribute effectively to the team's objectives is highly valued.
  • User Experience with Paidy App : Be prepared to discuss your user experiences with the Paidy App during the interview process. It is advisable to download and explore the Paidy App in advance.

For those who are not able to download Paidy App, due to the regional restrictions, please be advised that you download the similar App, such as Klarna, Afterpay, Affirm and so forth, and come up with your opinions on these applications and services.

*Please note that you must be eligible to work in Japan.

  • A diverse team comprising over 221 colleagues hailing from more than 37 countries.
  • Exciting employment prospects within a rapidly expanding organization.
  • Collaboration across different functions.
  • An adaptable remote work setup.
  • A competitive compensation package and comprehensive benefits.

Paidy is a prominent Buy Now, Pay Later (BNPL) service provider in Japan. The company is dedicated to simplifying and enhancing the shopping experience by offering instant, monthly-consolidated credit to consumers while removing the complexities associated with payments and purchases. Paidy's unique approach leverages proprietary models and machine learning to swiftly underwrite transactions and ensure payments to merchants.

By utilizing Paidy, merchants benefit from increased revenue as the service reduces the instances of incomplete transactions, boosts conversion rates, raises average order values, and encourages repeat purchases from consumers.

In September 2021, PayPal, the global payments giant, acquired Paidy. Despite the acquisition, Paidy continues to operate its existing business independently, retain its brand identity, and support various consumer wallets and marketplaces by offering convenient and innovative services.

Paidy is dedicated to ongoing innovation to make both online and offline shopping more accessible and enjoyable for consumers. For more information, please visit the official Paidy website at http://www.paidy.com.

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